Frequently Asked Questions



General Questions:

Q: I want to apply but I have been rejected before. Am I blacklisted?

A: No, we don't maintain any kind of blacklist. You can apply as often as you like.

Q: What will happen if I miss my payment?

A: We'll charge you a $20 NSF fee for each dishonored payment. We don't roll loans over.

Q: What's the interest rate at?

A: We charge 15% which is better than many other lenders.

Q: Can I borrow against welfare or other social programs?

A: You need a job to get a loan. No exceptions.

Q: Can I get multiple loans?

A: Not at the same time, no.